Asset Management
Our solutions are crafted with precision to safeguard and grow your wealth. We understand the dynamic nature of the financial landscape and tailor our products services to meet the unique goals and aspirations of our clients.
Our Products and Services at a Glance
Alpha10 Fund Management Limited provides a robust bouquet of value adding products and services to the investing public in line with our vision and strategic intent to cater to all categories of the market.
1.) DISCRETIONARY OPTIONS (NGN)
This product is targeted at low-risk Investors with short to medium term investment horizon. It invests in Federal Government of Nigeria’s treasury bills and bonds. The product is suitable for Retirees and other risk averse Investors as it is immunized against credit risk as a result of the underlying assets.
Features
- Default risk free (Sovereign) instruments.
- Available in tenures of 91 days to 5 years.
- Full or part liquidation of investment is allowed subject to a charge of 25% of accrued interest.
- Investment return is 100 basis points above indicated instrument rate.
- Minimum investment amount is N1,000,000.00.
- Return is not subjected to withholding tax (WHT).
- Investment certificate can be used as a supporting document for visas and other applications.
This product is targeted at Investors seeking liquidity, capital preservation, fixed and competitive returns in the short to medium term. Returns can be paid upfront, quarterly, semi annually or at maturity. It invests in money market, fixed income instruments, equities and alternative instruments.
Features
- Competitive return on investment.
- Interest can be taken upfront or periodically.
- Investment is available in 30 days to 1 year tenor.
- Full or part liquidation is allowed subject to a charge of 25% of accrued interest.
- Minimum investment amount is N1,000,000.00.
- Return is subject to withholding tax (WHT).
- Investment certificate can be used as a supporting document for visas and other applications.
This product is targeted at Investors seeking flexibility while staying invested in the short term. It invests in diverse money market and fixed income instruments. It is the closest to a call investment as Investors can exit at anytime after the 30 days lock in period.
Features
- Easy entry and exit.
- Minimum lock in period of 30 days.
- Withdrawal is processed within 48 hours.
- Diversified portfolio of money market & fixed income securities.
- Minimum investment amount is N10,000.
- Investment is compounded quarterly.
- Interest rate is fixed and reviewed periodically.
- Investment is subject to withholding tax.
- Investors can liquidate their investment after 30 days without penalty.
- Investment certificate can be used as a supporting document for visas and other applications.
2.) DISCRETIONARY INVESTMENT OPTIONS (USD)
This product is targeted at investors seeking flexibility while remaining invested in the short term. It invests in a diversified portfolio of SEC-approved USD money market and fixed-income instruments and is ideal for those who require call-like features and easy access to their funds.
Features
- Easy entry and exit.
- Minimum investment amount is $500
- Minimum lock-in period of 90 days
- Interest is compounded quarterly for higher returns
- Fixed interest rate reviewed periodically to stay competitive
- Investment is subject to Withholding Tax (WHT)
- Investment certificate can be used as supporting documentation for visa and formal applications
3.) ALPHA10 MUTUAL FUNDS
What is the Alpha10 Money Market Fund?
The Alpha10 Money Market Fund is an open-ended mutual fund that seeks to provide capital preservation and steady income while maintaining liquidity, diversification, and competitive return through investments in high-quality, short-term securities.
What does the Fund invest in?
The Fund will Invest in high quality instruments like Treasury Bills, Commercial Papers, Certificates of Deposit, Bankers’ Acceptances, and Other SEC-approved money market instruments.
What is the Fund’s Asset Allocation?
| ASSET | ALLOCATION |
| Short-Tern Government Securities | 50%-100% |
| Other Money Market Instruments | 10%-50% |
| Cash | 0%-5% |
Who Can Invest in the Fund?
This Fund is ideal for Retail investors, High Net-worth Individuals, and Institutions/Corporate Entities seeking capital preservation and a regular stream of income through low-risk investments.
What are the benefits of investing in the Fund?
The Fund will give Investors access to low-risk, stable earnings, liquidity (access when you need it), competitive returns, professional portfolio management and diversified money market exposure. The Fund will utilize the bargaining power obtained from pooling funds to enable Investors enjoy competitive returns at low risk.
Who will manage the Alpha10 Money Market Fund?
The Fund will be managed by Alpha10 Fund Management Limited, a member of Alpha10 Group, licensed by the Securities & Exchange Commission as a fund/portfolio management company. Since incorporation, Alpha10 has consistently demonstrated expertise in delivering tailored investment solutions through a diverse range of innovative products and services.
What is the Issue Price?
The issue price is ₦1 per unit, with a minimum initial subscription of ₦1,000.
What is the minimum investment and holding period?
The Minimum subscription is 1,000 units and additional investments of 1 unit thereafter. The holding period is 30 days minimum.
Early redemption within 30 days attracts a 25% charge on accrued dividends on the units redeemed. Minimum permissible holding after partial redemption is ₦1,000 or such balance as advised by the Fund Manager from time to time.
Can Investors make additional investments?
Yes, additional investments can be made to already existing investments.
Who will monitor Alpha10’s activities as Fund Manager?
The Fund, like all mutual funds in Nigeria, will be regulated by the SEC. In addition, a Trustee, STL Trustees Limited, has been appointed to act on the behalf of unitholders, legally ensuring that the Fund is managed in the best interests of unitholders and in accordance with the provisions of the Trust Deed.
Who are the Trustees of the Fund, and what is their role?
The Trustee of the Fund is STL Trustees Limited. The Trustees have a legal duty to protect the interest of the unitholders. Their activities would include ongoing supervision of compliance with the investment policies of the Fund.
How do interested Investors subscribe to the Fund?
Interested investors should carefully read the Prospectus. Interested investors will be required to complete the subscription form specifying the number of units being applied for.
How can Investors Fund their account?
Payment should be made to the account below:
| BANK NAME: | UNITED BANK FOR AFRICA PLC |
| ACCOUNT NO. | 1028810606 |
| ACCOUNT NAME: | UBA NOM – STL TRUSTEES/ALPHA10 MONEY MARKET FUND |
What is the Alpha10 Dollar Fund?
The Alpha10 Dollar Fund is a mutual fund that invests in Dollar-denominated instruments with the objective of providing safety of capital and income generation, while maintaining liquidity, diversification and competitive returns on investments.
What does the Fund invest in?
The Fund will Invest in high quality instruments such as Nigeria Sovereign Eurobonds, Corporate Eurobonds and other Dollar-denominated Money Market Instruments.
What is the Fund’s Asset Allocation?
| ASSET | ALLOCATION |
| Nigerian Sovereign Eurobonds | 50%-90% |
| Corporate Eurobonds by Nigerian entities | 20%-60% |
| Other Dollar-denominated Money market Instruments | 5%-25% |
| Cash | 0%-5% |
Who Can Invest in the Fund?
The Fund is perfect for Investors seeking protection against Naira depreciation (Retail Investors, HNIs and Institutions building USD Portfolios).
What are the benefits of investing in the Dollar Fund?
The Fund provides a hedge against currency risk, ensuring your money retains value even in volatile markets. With the potential to earn stable returns in US Dollars, this Fund is ideal for future planning and financial security. Your portfolio is professionally managed and diversified across USD-denominated assets, giving you both stability and growth opportunities in one solution.
Who will manage the Alpha10 Dollar Fund?
The Fund will be managed by Alpha10 Fund Management Limited, a member of Alpha10 Group, licensed by the Securities & Exchange Commission as a fund/portfolio management company. Since incorporation, Alpha10 has consistently demonstrated expertise in delivering tailored investment solutions through a diverse range of innovative products and services.
What is the Issue Price?
The issue price is $1 per unit, with a minimum initial subscription of $100.
What is the minimum investment and holding period?
The Minimum initial subscription is 100 units, additional investments of 1 unit thereafter. The holding period is 90 days minimum.
Early redemption within 90 days attracts a 20% charge on accrued dividends. Minimum permissible holding after partial redemption is $100 or such balance as advised by the Fund Manager from time to time.
Who will monitor Alpha10’s activities as Fund Manager?
The Fund, like all mutual funds in Nigeria, will be regulated by the SEC. In addition, a Trustee, STL Trustees Limited, has been appointed to act on the behalf of unitholders, legally ensuring that the Fund is managed in the best interests of unitholders and in accordance with the provisions of the Trust Deed.
Who are the Trustees of the fund, and what is their role?
The Trustee of the Fund is STL Trustees Limited. The trustees have a legal duty to protect the interest of the unitholders. Their activities would include ongoing supervision of compliance with the investment policies of the Fund.
How do interested investors subscribe to the Fund?
Interested investors should carefully read the Prospectus. Interested investors will be required to complete the subscription form specifying the number of units being applied for.
Can Investors make additional investments?
Yes, additional investments can be made to already existing investments.
How can Investors Fund their account?
Payment should be made to the account below:
| BANK NAME: | UNITED BANK FOR AFRICA PLC |
| ACCOUNT NO. | 3004974151 |
| ACCOUNT NAME: | UBA NOM – STL TRUSTEES LTD / ALPHA10 DOLLAR FUND |
How Do I Start?
- Complete the online Subscription Form or physical copy and return same to the address below.
- Submit your form with the required KYC documents.
- Make payment to the designated Fund account.
- Receive confirmation and start earning.
What will I receive as evidence of my investment in the Fund?
Every Unitholder is entitled to a Statement of Unit Holding in respect of the number of units held by him/her in the Fund.
How do I redeem my investment?
- Investors can redeem all or part of their units online at alpha10group.comor by completing the redemption form and sending to mutualfunds@alpha10group.com on any business day.
- Investors can receive payment within 5 business days.
How do I monitor my investment?
Investors will be able to access their balances via the online portal and receive monthly statements. Additionally, Unit Holders can visit the Fund Manager’s website (www.alpha10group.com) to monitor the daily yield of the Fund.
Is there a guaranteed rate of return?
No. Returns depend on prevailing market conditions, but the Fund aims to deliver competitive returns.
Contact Us?
Alpha10 Fund Management Limited
13 Mambolo Street, Zone 2, Wuse, Abuja
Phone: +234 913 444 4497
Email: enquiries@alpha10group.com
Website: www.alpha10group.com
Invest wisely. Invest confidently. Invest with Alpha10.
Alpha10 Fund Management Limited is registered and regulated by the Securities and Exchange Commission, Nigeria.